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Home Loan and Refinancing Articles to Help You Get the Best Mortgage Rate You Can

Whether you are looking for your first mortgage loan or to refinance we have some great articles here with tips to help you get a loan with a better interest rate and help you avoid some pitfalls when getting a loan online. If your credit isn't the best, you may want to read our articles on credit repair, including "Do it Yourself Credit Repair". The better your credit the better your rate will be. But don't despair, if you don't have time to fix your credit now, you can do it later and always refinance your home loan again in a few years when things are better, you have a new higher paying job and you've been paying your bills on time for a while now. We've also got some great tips on budgeting and reducing your debt in that section, that you may want to read and some family finance tips to spend less and save more.

If you need some help understanding mortgage terms and loan options, here's a list to help you. You may even want to print it and keep it handy when speaking to mortgage consultants. 

Tips to help you compare mortgage rates when buying or refinancing your home. There’s a lot more to it than just the interest rate.

When it comes to first time home buyer loans, a little research can save you thousands of dollars over the life of your mortgage. 

What is your debt to income ratio? How Much Down Payment Can You Afford? Will You Need PMI Insurance? These are just a few things to consider when shopping for a first time home buyers loan.

Credit card minimum payments will be increasing soon, will you be ready? Here's a list of options you need to consider before getting further in debt. Refinancing may be one of them.

Online mortgage lending appears to be the way of the future. However, there are some important things to consider when dealing with online mortgage lenders.

If you need to get a subprime mortgage loan now, you can always refinance later to a better interest rate, so don't get down if you have a low credit score.

Be sure to check out the company you use to get a home equity loan or line of credit. You may get a great rate, but they may do some other unethical things you may not be aware of.

Be sure to check your credit report or public record for a lien that should have been removed before trying to get a home equity loan or line of credit.

Here's a checklist of what you may need to get a home equity loan or line of credit, plus some tips.

When getting a home equity loan or line of credit, be careful not to let your emotions get the best of you. Try to make the best decision on how much of a loan or credit you will need with a little extra just in case. With property values so high, it's easy to want to take out too much or have a large line or credit available, but it may get you in trouble down the road if you can't control your spending.

Helpful tips on how to get a good home loan rate.

It's not too late to refinance. Long term rates are still good, and if your credit has improved recently, you may get a much better rate than you previously were eligible for.

One persons perspective on why this may not be the best idea for you if you don't stop using your credit cards.

There are advantage and disadvantages to both buying a home or renting one. What should you do? Here's a list of the pros and cons that might help you decide.

Four Free Home Improvement Loan Offers

 

 

          Ebooks on Refinancing and Home Loans

Mortgage Profits Revealed - Everything you'll ever need to know about how Not to get ripped off on a Mortgage or Refinance! Includes information on how to get wholesale mortgage rates.

Mortgage Loan Tips - Why some people almost always get the lowest interest rate on their mortgage - for the least points - and No Junk Fees!

Let's Get Your Mortgage Approved - Former Loan Officers Reveal Secrets To Getting Your Mortgage Approved - A proven method.

          Books on Refinancing and Home Loans

        

For information on companies offering refinancing and home loans, please visit our resource page, link below.

Disclaimer: While we do our best to bring you the most accurate information available, each country and company has different rules and policies. You should always check the policies and procedures of the companies you do business with before making important decisions. We will not be held responsible for actions you take on your own. If you are not sure what to do to help yourself, please seek the advice of a licensed professional. Some links on this site are affiliate links where compensation is received when a sale is made.

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